।। ।।
ॐ श्रीं नारायणेशायै मम कण्ठं सदावतु।
ॐ श्रीं केशवकान्तायै मम स्कन्धं सदावतु।।६।।
ॐ श्रीं पद्मनिवासिन्यै स्वाहा नाभिं सदावतु।
ॐ ह्रीं श्रीं संसारमात्रे मम वक्षः सदावतु।।७।।
ॐ श्रीं श्रीं कृष्णकान्तायै स्वाहा पृष्ठं सदावतु।
ॐ ह्रीं श्रीं श्रियै स्वाहा मम हस्तौ सदावतु।।८।।
ॐ श्रीं निवासकान्तायै मम पादौ सदावतु।
ॐ ह्रीं श्रीं क्लीं श्रियै स्वाहा सर्वांगं मे सदावतु।।९।।
प्राच्यां पातु महालक्ष्मीराग्नेय्यां कमलालया।
पद्मा मां दक्षिणे पातु नैर्ऋत्यां श्रीहरिप्रिया।।१०।।
पद्मालया पश्चिमे मां वायव्यां पातु श्रीः स्वयम्।
उत्तरे कमला पातु ऐशान्यां सिन्धुकन्यका।।११।।
नारायणेशी पातूर्ध्वमधो विष्णुप्रियावतु।
संततं सर्वतः पातु विष्णुप्राणाधिका मम।।१२।।
इति ते कथितं वत्स सर्वमन्त्रौघविग्रहम्।
सर्वैश्वर्यप्रदं नाम कवचं परमाद्भुतम्।।१३।।
सुवर्णपर्वतं दत्त्वा मेरुतुल्यं द्विजातये।
यत् फलं लभते धर्मी कवचेन ततोऽधिकम्।।१४।।
गुरुमभ्यर्च्य विधिवत् कवचं धारयेत् तु यः।
कण्ठे वा दक्षिणे वाहौ स श्रीमान् प्रतिजन्मनि।।१५।।
अस्ति लक्ष्मीर्गृहे तस्य निश्चला शतपूरुषम्।
देवेन्द्रैश्चासुरेन्द्रैश्च सोऽत्रध्यो निश्चितं भवेत्।।१६।।
स सर्वपुण्यवान् धीमान् सर्वयज्ञेषु दीक्षितः।
स स्नातः सर्वतीर्थेषु यस्येदं कवचं गले।।१७।।
यस्मै कस्मै न दातव्यं लोभमोहभयैरपि।
गुरुभक्ताय शिष्याय शरणाय प्रकाशयेत्।।१८।।
इदं कवचमज्ञात्वा जपेल्लक्ष्मीं जगत्प्सूम्।
कोटिसंख्यं प्रजप्तोऽपि न मन्त्रः सोद्धिदायकः।।१९।।
।। इति श्री महालक्ष्मी कवचं सम्पूर्णम् ।।
।। ।।
Oṁ Śrīm Nārāyaṇeśayai always protect my neck. Oṁ Śrīm Keśavakantayai always protect my shoulder.
ॐ Sri Padmanivasini Svaha may she always protect my navel. Oṁ hr̥iṁ śrīṁ sansaramatre may always protect my chest.
ॐ Sri Sri Krishna Kantayai Svaha may always protect my back. OM HRIM SHRI SHRI SWAHA may always protect my hands.
May Om Sri Nivasakantayai always protect my feet. Ome Hrim Shrim Klim Shriyai Svaha may you always protect my whole body.
May Mahalakshmi protect me in the east and Kamalalaya in the south. May Padma, dear to Lord Hari, protect me in the south and in the northwest.
May the goddess of fortune herself protect me in the west with a garland of lotuses and in the northwest May Kamala protect me in the north and Sindhukanya in the northeast.
May Lord Narayana protect me above and below and may I be dear to Vishnu. May Vishnu, who is more than my life, always protect me from all sides.
O dear child I have thus described to you the conflict of all the streams of mantras This is the supremely wonderful shield called Sarvaishvaryaprada.
He gave a golden mountain equal to mount Meru to a brahmin The fruit which the righteous obtains by the shield is greater than that.
But he who worships the Guru and wears the shield in accordance with the ritual. He is prosperous in every birth on the neck or on the right shoulder.
There is fortune in his house which has been steady for a hundred years. He will certainly be meditated upon by the gods and demons.
He was all-pious, wise, and initiated into all sacrifices. He who has this shield around his neck has bathed in all holy places.
To whom and to whom it should not be given, even for fear of greed and delusion. It should be revealed to the devotee of the teacher, the disciple, the refuge.
Knowing this Kavacham, one should chant Lakshmi Jagatpsum. Even if the mantra is chanted in the number of crores, it does not bring about perfection.
।। This is the complete Sri Mahalakshmi Kavacham.
